Ajusto: Can Good Driving Really Save You Money?

Ajusto

Insurance is the worst and car insurance is one of those expenses that every driver has to deal with. It’s essential for protecting yourself, your vehicle, and others on the road. But with rising premiums, finding ways to save money on car insurance is a priority for many drivers especially with rising cost of living. That’s where programs like Ajusto come in—offering the potential for lower premiums based on your driving habits. Its only available under Desjardin but I was able to sign up for the program through my insurance The Personal.

The Cost of Convenience: Are You Paying More for Less?

Convenience: Are You Paying More for Less?

In today’s fast-paced world, convenience is often king. From grabbing a quick snack at the corner store to selling your car with minimal hassle, we’re willing to pay more to save time. But that convenience comes at a price—sometimes a steep one. If you take a closer look, you’ll find that the easier an option seems, the more likely you are to pay extra for the privilege. Let’s break down some examples.

Credit Scores: Not as Important as You Think

Credit Scores

It’s that number we’ve all been told to stress over like it’s the key to unlocking life’s greatest achievements. But here’s the truth: unless you’re about to finance a house, your credit score is not as important as you might think. The financial world makes a big deal out of it, but for most everyday situations, you can manage just fine without obsessing over it. You know what is way more important than your credit score, your bank account balance. Who cares what your credit score is if you are paycheck to paycheck.

The Nightmare of Car Shopping

Vehicle Purchase 

Buying a vehicle is the second largest purchase after buying a house. They are hugely expensive, taking years to pay off or save up for. Worst of all, for both house purchases and vehicles they require haggling which can cost thousands more than needed along with stress and anxiety. Overpaying for food and souvenirs on vacation is one thing but overpaying on your largest purchases can set you back years. Unlike the price of milk and gasoline it is extremely difficult to know the true market value of a home or vehicle. The stress of haggling with car sales reps or random Facebook Marketplace sellers can be maddening.