Its the Holding that is Most Important

Even with a Decent Salaries, Financial Struggles can still Persist

Earning a lot of money can certainly alleviate financial strain, but it doesn’t guarantee financial stability. When you make a high income yet struggle financially, it often means money is simply passing through your hands rather than being retained. It’s a sign of a broken financial system on a personal level—a cycle of earning and spending without building a cushion for the future.

One of my favorite shows, Seinfeld, has a memorable scene about holding onto a reservation, which I think relates perfectly to this concept. People know how to make money, but many don’t know how to hold onto it. And that, really, is the most crucial part of wealth-building—retaining and growing your money. Anyone can make money, but true wealth comes when your money starts working for you.

Why Refusing Coupons is Costing You More Than You Think

People love to complain how expensive everything is, and for good reason. Cost of living is higher than ever thanks to inflation. Yet when discussing coupons people tend to look down on coupons almost with disgust. They are annoying and you always don't have them when you need them. They are awkward and they do  make you feel poor.  Plus there is fine print and expiry dates which are annoying to remember. They are a pain.