Credit Cards vs. Debit Cards: Is the Pain of Spending Any Different?

Dave Ramsey recommends using a debit card for all purchases, which in Canada is as simple as tapping your card. But is that really any different psychologically than tapping a credit card? A $10 burger is still a $10 burger, whether you pay immediately or 30 days later. I would argue that the pain of spending is identical at the cash register. If you did an MRI scan, the brain’s reaction would likely be the same.

Are Landlords Parasites?

 

There is a mentality online that views landlords as parasites leeching off the hard work of everyday people. It’s a fair sentiment. You cannot opt out of housing, and buying a home to avoid renting is becoming increasingly difficult with rising home prices. Many of these critics support rent control to keep prices more affordable. But is rent control a good idea? Are landlords truly not providing any service or good for society?