You get a message from an acquaintance. They mention a “business opportunity.”
They’re vague about the details and insist “all your questions will be answered during the meeting.”
It’s the classic MLM (Multi-Level Marketing) pitch — using familiarity and social pressure to make a sale.
I’ve been approached many times over the years, and the playbook never changes. Knowing how to spot these scams early can save you time, money, and even friendships.
Gift cards are everyone’s favorite gift to give and receive. They look like you put in thought and effort, but without actually putting in thought and effort. In reality, it’s like giving someone shopping homework. And just like homework, it often gets neglected or put off.
Sure, a gift card pairs nicely with a greeting card, but there are more drawbacks to gift cards than you might think. From wasted money to depreciating value, from “homework assignments” to trading in for an inferior product, gift cards aren’t always the slam dunk they appear to be.
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Comparison is a thief of joy. Generally comparison is looked down upon and for good reason, but a part of me wonders if there is some good t...
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